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Financial information

Financial Risk Disclosure

Understand the limits of market data and automated research before using Lazy Trader AI or making any financial decision.

Effective and last updated September 2, 2026

Information, not financial advice

Lazy Trader AI provides general market information, research tools, and automated summaries. Nothing on the service is personalized financial, investment, legal, tax, or accounting advice. Nothing is a recommendation, solicitation, endorsement, guarantee, or instruction to enter or exit a transaction.

CYBRCOST is not acting as your broker, investment adviser, portfolio manager, financial planner, or fiduciary. Connecting or entering a portfolio does not create an advisory relationship and does not mean the service has evaluated your complete circumstances.

Investment and trading risk

All investing and trading involve risk, including loss of principal. Prices can move rapidly, liquidity can disappear, and you may be unable to enter or exit at an expected price. Past performance, historical patterns, unusual activity, analyst coverage, filings, news, sentiment, or AI output do not predict future results.

Micro-cap and thinly traded securities may be especially volatile and susceptible to limited liquidity, wider spreads, incomplete information, and manipulation.

Options and leveraged-strategy risk

Options are complex derivatives and are not suitable for every investor. An option buyer can lose the entire premium. Certain writing, short, spread, margin, or leveraged strategies can create losses greater than the initial amount invested and, in some cases, potentially unlimited losses.

Options-flow observations do not identify a participant’s complete position, hedge, intent, risk tolerance, or time horizon. A large premium, sweep, bid/ask classification, volume-to-open-interest ratio, or unusual tag is not proof of bullish or bearish intent and is not a trade signal.

AI and automated-output risk

AI outputs are generated from limited inputs and probabilistic models. They may be inaccurate, incomplete, outdated, internally inconsistent, or fabricated. A confident tone does not indicate accuracy. AI may miss your financial needs, taxes, other holdings, liquidity needs, risk tolerance, or changed objectives.

Confirm important facts against primary sources and use qualified human judgment. Do not rely solely on AI-generated information to make an investment decision.

Data, filing, and connectivity risk

Market data, news, regulatory filings, political disclosures, insider records, institutional holdings, earnings information, and portfolio connections can be delayed, revised, normalized incorrectly, interrupted, or unavailable. Public filing dates can materially lag transaction dates. Displayed timestamps do not guarantee that an item remains current.

Connected portfolio values may omit assets, use delayed prices, or temporarily reflect stale balances. Lazy Trader AI does not execute trades and cannot protect you from market loss, provider outages, rejected orders, or brokerage errors.

Your responsibility

You are responsible for independently evaluating information, understanding any instrument before trading it, and deciding whether a transaction is appropriate. Consider your objectives, financial situation, experience, liquidity needs, tax circumstances, and ability to withstand loss. Consult appropriately licensed professionals before acting when needed.

Never invest money you cannot afford to lose. No feature, subscription, alert, ranking, AI response, or displayed result guarantees profit or limits loss.

Independent investor resources

For independent educational material, review the U.S. Securities and Exchange Commission’s Automated Investment Tools alert and Options investor bulletin. These links are provided for convenience and do not imply government approval of Lazy Trader AI.

Questions about this disclosure may be sent to support@lazytraderai.com.

No advice or guaranteed results

CYBRCOST LLC does not provide personalized financial advice or guarantee profits, accuracy, availability, or protection from loss.